Senior Analyst, Structured Finance

Role Overview

• Provide day-to-day guidance/coaching to Research Assistants and Rating Analysts, building capability in credit, data discipline, and tooling and reinforcing values-led behaviours.
• Drive consistency/scalability by codifying standard work and promoting disciplined adoption to strengthen trusted, repeatable insights.
• Strengthen AI-enabled productivity by creating reusable assets and proposing lightweight automations that free capacity for human analysis and relationship work.
• Foster continuous improvement by proposing enhancements that remove manual steps without compromising governance or judgement.
• Partner with senior team members and Data/Engineering to identify and scale AI/automation use cases with governance-by-design, controls, and adoption support.
• Lead end-to-end execution for assigned credits, ensuring high-quality analysis and timely delivery across priorities with clear accountability.
• Own surveillance/updates for assigned portfolio, synthesising performance, market signals, and peer context into decision-useful insights and clear implications for risk.
• Supporting LLM tools/automation being embedded to accelerate workflows, followed by structured validation and refinement using analytical judgement to maintain trusted conclusions.
• Prepare/review key outputs ensuring clarity and alignment to methodology/sector frameworks and evidentiary standards.
• Support maintenance/review of models to ensure robustness and repeatability and clear linkage to risk views.
• Engage with external parties alongside senior team members. Crafts client and executive-ready stories that translate complex data, analysis, and research into a clear narrative. Advising on issues within clear parameters, integrating and communicating complex information to convey S&P’s analytical expertise and drive engagement with market participants. Building trusted stakeholder relationships through emotionally intelligent, collaborative and adaptable delivery. Ensure adherence to methodology/confidentiality/data governance; escalate issues early with options/recommendations to protect integrity and trust.

Requirements

• Specialized experience in ABS, RMBS, and Corporate Securitisations with demonstrated ability to influence and advise junior colleagues in operational processes.
• Strong critical thinking abilities and exceptional analytical skills with the capacity to make decisions where clear parameters exist and advise on complex issues using analytical perspective.
• Team Contribution & Capability Building Ownership/execution maturity across multiple credits; delivers high quality with limited oversight and models values-led behaviour.
• Strong collaboration/relationship management; influences through credibility and constructive challenge.
• Coaching capability that improves team consistency through shared standards and tools.
• Continuous improvement mindset.
• AI fluency with judgement.
• Core Analytical & Delivery Strong credit/financial/risk analysis linking drivers to forward-looking views and risk appetite.
• Practical experience embedding AI/LLMs/agents into workflows to improve productivity and insight.
• Strong analytical tool capability; willingness to learn data/automation tools to facilitate AI-enabled workflows.
• Stakeholder & Market Engagement Strong synthesis into concise narratives for senior stakeholders/committees with transparent evidence.
• Effective written and verbal communicator, able to present research and analysis in a clear, structured way that supports informed decision making.
• Risk Management and Operating High standards for quality, traceability, and governance; operates effectively in controlled environments.
• Sound judgement on responsible AI use. Ability to contribute to scalable automation/agent workflows.

Benefits

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.