Senior Software Engineer, Capital Marketplace

Upstart is a leading AI lending marketplace focused on reducing borrowing costs for Americans. They are seeking a Senior Software Engineer to join their Capital Marketplace team, responsible for onboarding and maintaining relationships with lending partners and investors while optimizing business workflows.

Responsibilities:

• Collaborate with product managers, engineers, and business stakeholders to deliver projects that align with business goals
• Assist in the design, development, and maintenance of self-service tools that enhance the investor experience
• Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
• Develop scalable, reliable systems that meet the needs of both internal users and external investors
• Ensure security, performance, and availability of our critical platforms
• Participate in code reviews, testing, and the deployment of high-quality code

Requirements:

• 5+ years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
• Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
• Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
• Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
• Familiarity with database technologies such as SQL and data warehousing solutions
• Good communication and teamwork skills, with the ability to work effectively with cross-functional teams
• Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations
• Prior experience or demonstrated enthusiasm for working on internal tools
• History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person