Senior Staff Software Engineer, Backend (Consumer - Financial Services and Loyalty)

Coinbase is on a mission to increase economic freedom in the world through blockchain technology. They are seeking a deeply technical leader to define the engineering vision for their Financial Services & Loyalty team, focusing on building scalable and reliable financial systems while mentoring other engineers.

Responsibilities:

• Define and drive the technical vision and strategy for FS&L, ensuring systems achieve high throughput, low latency, and scale
• Architect and build mission-critical financial systems (e.g., card processing, loan repayments) with a focus on funds flow, reconciliation, and invariants
• Drive developer productivity by advocating for new tooling (Go, Temporal, K8, MongoDB) and AI adoption
• Mentor and coach team members to foster growth and technical excellence
• Partner with Product/Engineering leaders to align on long-term product and engineering strategy
• Lead the creation of reusable platforms for adoption across Coinbase

Requirements:

• 10+ years of software engineering experience in large-scale distributed systems
• Deep expertise in payments or traditional finance
• Demonstrated experience in architecting and building high-throughput, low-latency financial systems that can handle $500M monthly processing volumes
• Strong understanding of funds flow, reconciliation, and invariants
• Proven ability to lead complex, cross-organizational initiatives and drive architectural cohesion
• Strong mentoring skills and a passion for leveling up teammates
• Experience working on consumer products with a bias towards strong design and UX
• Experience with Go or other performant backend languages
• Familiarity with vendor integrations (Cardless, Morpho) and regulated environments
• Crypto-forward experience (e.g., on-chain activity, blockchain payment journeys)