Product Manager, Acquisitions Decisioning

Mission Lane is a purpose-driven fintech company focused on providing better credit options for consumers. They are seeking a technical product thinker to manage their Acquisitions Decisioning platform, ensuring efficient risk assessment and customer experience during the credit application process.

Responsibilities:

• Define and execute the product roadmap for our post-application decisioning engine, translating high-level strategic goals into detailed technical requirements and user stories
• Partner with the Data, Credit, and Engineering teams to operationalize complex underwriting models, ensuring business logic is correctly translated into platform features that balance risk separation with speed-to-market
• Optimize our portfolio of third-party data integrations to balance approval accuracy with unit economics and data costs
• Collaborate with Fraud Operations to implement real-time defenses against synthetic fraud and identity theft attacks
• Monitor the health of the decisioning platform to ensure high availability, low latency, and accurate error handling while maintaining a seamless customer experience

Requirements:

• 3+ years of product management experience, with a focus on backend decisioning systems
• Technical proficiency and the ability to have in-depth conversations with engineers about system architecture, APIs, and implementation trade-offs
• Proficiency using SQL to query data, investigate decision logs, and analyze funnel performance
• Proven track record of managing complex projects with dependencies across multiple different teams
• Experience designing and running A/B tests
• Strong analytical skills and experience using data to drive decisions and measure success
• Experience working in fintech, lending, or financial services
• Experience managing platform products that rely heavily on data exchange and API integrations rather than user interfaces
• Operational experience preventing or managing fraud
• Familiarity with credit bureau data or other identity verification services