Personal Lines Insurance Catastrophe Risk Product Manager - Remote

CSAA Insurance Group, a leading personal lines property and casualty insurance group, is seeking a Personal Lines Insurance Catastrophe Risk Product Manager. This role will lead catastrophe risk initiatives, aligning various teams to implement strategies that balance growth, profitability, and risk resilience across the company's personal lines property portfolio.

Responsibilities:

• Shape personal lines catastrophe risk strategy
• Define and evolve our countrywide catastrophe risk management approach
• Establish concentration risk thresholds and portfolio diversification strategies
• Translate catastrophe model insights into actionable underwriting and pricing strategies
• Lead cross-functional initiatives
• Serve as the organizational quarterback for initiatives across underwriting, actuarial, reinsurance, analytics, and product teams
• Lead complex initiatives that strengthen portfolio resilience and growth
• Align business groups on strategy and drive execution through influence and collaboration
• Drive portfolio risk management
• Monitor catastrophe exposure and total insured values across geographies and perils
• Develop strategies to manage accumulation risk and improve portfolio diversification
• Project manage implementation of underwriting guidelines, product changes, and operational controls that support risk objectives
• Turn analytics into business decisions
• Interpret catastrophe model outputs and communicate their practical implications
• Drive organizational understanding on the impacts of inflation and macroeconomic trends to our total insured values and manage insurance-to-value of the book
• Team with reinsurance, actuarial, and capital management teams to evaluate catastrophe exposure and loss volatility
• Leverage catastrophe risk capabilities
• Find opportunities to improve catastrophe risk monitoring, reporting, and decision frameworks
• Lead initiatives such as improved accumulation management tools, coastal underwriting rules, or portfolio diversification programs
• Stay ahead of Insurance industry trends related to catastrophe risk, climate impacts, and emerging modeling approaches
• Serve as a catastrophe risk subject matter expert
• Provide guidance to internal business leaders on catastrophe risk implications and portfolio management strategies
• Communicate complex risk insights clearly to leadership and cross-functional teams
• Shape strategy by defining acceptable concentration risk thresholds and determining the markers for long-term success of our personal lines property book

Requirements:

• Bachelor's degree in business, economics, finance, risk management, or a related field (or equivalent experience)
• 8+ years of experience in personal lines insurance product management, underwriting, catastrophe risk management, or related roles
• Strong understanding of catastrophe modeling outputs and how they inform insurance pricing, underwriting, and portfolio management decisions
• Demonstrated ability to lead complex cross-functional initiatives through influence rather than direct authority
• Experience developing strategies that balance growth, profitability, and catastrophe risk exposure
• Strong analytical and financial evaluation skills with the ability to interpret complex data and translate insights into business decisions
• Ability to operate across both strategic and tactical levels of a project
• Excellent written and verbal communication skills, including the ability to explain complex concepts to diverse audiences (e.g. proposals, PowerPoint presentation, business requirements, Microsoft project, Suite Microsoft Office)
• Strong organizational and project leadership capabilities with experience driving initiatives from concept through execution
• Solid understanding of insurance product mechanics, underwriting strategy, and portfolio management
• Ability to travel as needed for role, including divisional / team meetings, industry events, and other in-person meetings