FIU Manager Complex Customer Risk (Remote)

SouthState Bank is a trusted financial partner known for its commitment to helping customers move forward. The FIU Manager/Complex Customer Risk supports the Bank’s enterprise-wide BSA/AML/OFAC Program, performing due diligence on complex commercial customers to minimize exposure to BSA/AML/OFAC risk.

Responsibilities:

• Manage the department workflow and ensure duties of staff are performed as expected
• Conduct periodic quality control reviews to ensure high risk reviews are properly documented and unusual activity referrals are generated as warranted
• Develop and propose recommendations to address BSA/AML/OFAC risks and processes requiring enhancements
• Understand trends in underlying customer data and detect risks that warrant decisioning
• Discuss and escalate unique complex customer types, structures, financial products, services, and other AML risks
• Analyze new and existing complex business relationships to determine risk and provide recommendations for approval or denial
• Assist in the creation and maintenance of case files documenting all information used in the review of certain higher risk industries
• Ability to read, analyze and interpret Federal and State banking regulations related to the Bank Secrecy Act and Anti-Money Laundering statutes and regulations
• Maintain proficiency in all aspects of BSA/AML compliance; attend regular BSA trainings as assigned
• Adhere to all provisions of SouthState Bank policies and procedures, including the confidentiality policy, code of ethics and BSA/AML/OFAC policies and procedures
• Provide recommendations on adding, retaining, or removing customers to/from the bank’s high risk customer monitoring process through collaboration with management
• Other duties and responsibilities may be assigned, according to the needs of the Bank
• Familiarity with bank operations in general

Requirements:

• Bachelor's degree preferred
• 7 years minimum of related BSA/AML experience in a management capacity
• Minimum 3 years supervisor or management experience
• Experience in mentoring and coaching subordinates to develop the requisite skills to achieve full potential
• Experience managing multiple people and projects
• Experience performing customer due diligence and enhanced due diligence at an advanced level
• Experience monitoring, reviewing and analyzing account activity in order to identify unusual or suspicious activity
• In-depth knowledge of BSA/AML regulations and regulatory expectations related to higher risk customer types
• Familiarity with various AML monitoring systems and commercial research databases
• Strong understanding of bank operations including but not limited to navigating banking systems, understanding teller transactions and interpreting customer transactions
• Ability to read, analyze and interpret Federal and State banking regulations related to the Bank Secrecy Act and anti-money laundering
• CAMS (Certified Anti-Money Laundering Specialist) and/or CAFP (Certified AML and Fraud Professional) preferred