Business Analyst II

Guild Mortgage Company is a mortgage banking firm dedicated to serving homeowners and buyers. The Business Analyst II – Compliance plays a key role in supporting compliance-driven business analysis initiatives, acting as a liaison between Compliance stakeholders and Information Systems teams to ensure accurate interpretation and implementation of compliance requirements.

Responsibilities:

• Work independently with Compliance, Legal, Risk, Operations, and Technology partners to document project objectives and compliance outcomes
• Identify stakeholders and analyze project scope and regulatory drivers
• Elicit, analyze, and validate business and functional requirements for compliance-driven initiatives
• Decompose high-level regulatory and policy requirements into detailed functional requirements, user stories, and acceptance criteria
• Document business rules, quality attributes, and compliance constraints
• Create current- and future-state process flows and support gap analysis
• Document system changes using narratives, diagrams, and visual models
• Develop and execute effective testing strategies to validate compliance requirements and assess cross-system impacts
• Support audit readiness, remediation activities, and regulatory change management efforts
• Participate in prioritization and business justification discussions for compliance initiatives
• Reuse and standardize requirements artifacts where applicable
• Mentor Business Analyst I team members on requirements documentation and compliance analysis practices
• Perform other duties as required

Requirements:

• Bachelors Degree directly related to the position or equivalent practical experience
• Minimum four years experience of relevant experience in Business Analysis, Compliance, Risk, Legal, or Mortgage Lending Technology roles
• Ability to organize and manage multiple priorities simultaneously
• Ability to work well independently or within a team
• Accurate data entry
• Excellent interpersonal communication skills required
• Strong understanding of mortgage compliance concepts, regulatory change drivers, and policy interpretation
• Experience translating regulatory, investor, and state-specific requirements into system and process changes
• Hands-on experience supporting regulatory initiatives impacting loan origination, including: Home Mortgage Disclosure Act (HMDA), Mortgage Call Report (MCR), Loan Officer and state licensing
• Experience supporting audit and regulatory examination readiness, including validation, testing, and remediation activities
• Ability to validate system behavior against regulatory, reporting, and investor rules
• Experience supporting document generation and closing platforms (e.g., Docutech), including: Regulatory document logic, Form updates
• Testing and downstream impact analysis
• Familiarity with multi-state regulatory requirements and exams
• Strong analytical skills with the ability to simplify complex workflows and requirements
• Ability to produce clear documentation, including requirements, process flows, and visual models
• Excellent written and verbal communication skills with the ability to engage stakeholders at multiple levels
• Strong organizational skills and ability to manage competing priorities in a fast-paced environment
• Proficiency in Microsoft Office and collaborative documentation tools
• Excellent verbal and written communication skills required
• Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required
• Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required
• Customer Service - Proactive attention to each person
• Integrity - Do and say what's right
• Respect - Treat others with dignity
• Collaboration - Listen and work together
• Learning - Seek knowledge and strive for improvement
• Excellence – Deliver the unexpected
• Knowledge of MISMO standards and Qualified Mortgage (QM) requirements is a plus
• Experience working within Agile, Waterfall, or Hybrid SDLC methodologies