Senior Product Manager, Life Insurance Products

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. They are seeking a Senior Product Manager, Life Insurance Products to lead the development of innovative life insurance products and streamline the life insurance lifecycle by collaborating with cross-functional teams.

Responsibilities:

• Help lead the end-to-end development of life insurance products, including Whole Life, Permanent Life, Term, Indexed Universal Life, Final Expense, Disability Insurance, and insurance riders
• Collaborate closely with carrier partners to implement new products and ensure seamless integration into the broader product ecosystem
• Work cross-functionally with engineering, design, internal stakeholders, and third parties to develop an understanding of policy administration systems and their role in the life insurance lifecycle
• Assist with integrating policy administration systems and other carrier systems to ensure smooth product implementation, data flow, and operational efficiency
• Leverage ACORD standards to enable standardized insurance data exchange, alignment, and compliance across systems
• Analyze new product opportunities and insurance distribution channels to ensure products meet customer needs while delivering business value
• Contribute to the development and integration of eApplication systems to simplify the life insurance application process and improve the customer experience
• Support policy contract creation systems to ensure accurate, efficient, and compliant generation of policy documents and contracts
• Help create a clear and compelling medium- and long-term vision for specific Ethos product areas
• Participate in a product discovery process for exploring new product ideas. Use experiments to validate key hypotheses quickly and effectively

Requirements:

• A minimum of 5 years of experience in product management with a proven track record of contributing to the launch of life insurance products and delivering demonstrated results
• Strong knowledge of the entire life insurance lifecycle, including policy administration systems, underwriting, and policy issuance
• Experience with ACORD standards to facilitate standardized insurance data exchange and alignment across processes
• Hands-on experience designing, implementing, and maintaining eApplication systems to enhance the digital insurance application experience
• Proficiency in policy contract creation systems to ensure accuracy, efficiency, and compliance in policy document generation
• Experience integrating with policy administration systems and other carrier systems to support seamless product implementation and operational workflows
• Experience with life insurance illustration platforms
• Strong analytical skills to identify and evaluate new product opportunities and insurance distribution channels. Ensure alignment with customer needs and business goals
• A demonstrated ability to help scale and optimize products, driving both usage and customer satisfaction
• A growth mindset — you thrive on experimentation, data analysis, and an unwavering focus on delivering results
• A strong understanding of current product best practices, with a forward-thinking perspective on the future of product development
• A sense of urgency and the ability to make an impact in a fast-paced environment