Credit Product Manager

One Park Financial is a leading provider of financing solutions for small and mid-sized businesses, recognized as a top workplace. They are seeking a strategic and hands-on Product Manager to lead the modernization of their credit decisioning platform, transforming legacy systems and enhancing business processes across key operational areas.

Responsibilities:

• Define and own the product roadmap for credit decisioning modernization
• Identify inefficiencies in legacy architecture and build the case for change based on Analytics
• Translate business goals into a clear, prioritized product strategy
• Conduct deep discovery across Document Processing, Pricing, and Final Funding workflows
• Map current-state processes and lead redesign efforts to reduce friction, manual effort, and decisioning time
• Partner with credit, operations, and risk stakeholders to validate pain points and solutions
• Drive automation and intelligence into document intake, classification, and extraction (e.g., bank statements, tax returns, business financials)
• Reduce manual review cycles through OCR, ML, and third-party data integrations
• Re-imagine configurable, transparent pricing workflows that balance risk and competitiveness
• Streamline the final funding process from approval to disbursement
• Identify bottlenecks in stipulation clearing, contract execution, and fund release — and build solutions to resolve them
• Work closely with engineering in an agile environment to deliver iteratively
• Define and track KPIs to measure the impact of product improvements

Requirements:

• 4+ years of product management experience, preferably in fintech, lending, or financial services
• Strong understanding of credit decisioning workflows or small business lending operations
• Experience modernizing legacy systems or leading platform re-architecture initiatives
• Ability to work cross-functionally with diverse teams such as credit, risk, ops, engineering
• Excellent communication skills — able to influence without authority
• Exposure to Salesforce and API integrations with credit bureaus (Equifax, Experian), data providers, risk decisioning platforms and/or or open banking platforms (Plaid, DecisionLogic)
• Bachelors or Masters (preferred) in STEM