Principal Product Manager

Achieve is a leading digital personal finance company that provides innovative financial solutions. They are seeking a Principal Product Manager to lead the product strategy and execution for their new Third-Party Originations channel, focusing on building digital infrastructure and driving growth in loan origination volume.

Responsibilities:

• TPO Strategy & Roadmap: Partner with the GM of TPO to develop and execute a multi-year product vision. You will define how we onboard third-party originators (wholesale and correspondent) and how we win in a competitive mortgage intermediary landscape
• Platform Development: Lead the development of our TPO lending ecosystem. This includes building seamless partner experiences, and robust API integrations that connect Achieve’s internal systems with external broker and correspondent tech stacks
• TPO broker portal: Spearheaded the design and launch of a high-conversion self-service portal, leading sprint cycles to deliver a frictionless user journey while maintaining deep alignment with Retail HELOC product strategies and understanding of TPO competitive landscape
• Automated Decisioning & Integration: Collaborate with the Lead Qualification and Decisioning teams to ensure real-time automated underwriting and risk-appropriate pricing are integrated into the TPO workflow to maximize conversion and speed-to-fund
• Channel Growth & Optimization: Take accountability for critical channel metrics, including partner onboarding speed, pull-through rates, and loan origination volume. Identify friction points in the broker journey and iterate rapidly to resolve them
• Cross-Functional Leadership: Act as the central hub between Engineering, Capital Markets, Sales, Underwriting & Ops, Risk, and Compliance. You will translate complex mortgage industry requirements into scalable technical specifications
• External Partnerships: Cultivate relationships with key third-party technology collaborators (e.g., LOS/POS vendors) to ensure Achieve’s products are prioritized and deeply integrated into their ecosystems

Requirements:

• 10+ years of Product Management experience, with a proven track record in Mortgage TPO, Fintech, or Lending platforms
• Successfully built and scaled complex B2B or partner-facing applications
• Deep understanding of the TPO industry, including the nuances of wholesale vs. correspondent channels, mortgage origination workflows, and lien (HELOC/HELOAN) products
• Experience with API-first product development, mortgage LOS integrations, and automated decisioning/rules engines
• Ability to hold your own in architectural discussions with senior engineers
• Proven ability to leverage data to spot optimization opportunities, run quantitative tests, and report results to executive leadership
• A 'self-starter' mentality with the ability to manage intricate initiatives from inception to launch in a high-growth, fast-paced environment
• Exceptional written and verbal communication skills
• Ability to simplify complex technical and regulatory constraints for diverse audiences and influence without authority
• Bachelor's degree in Business, Technology, or a related field
• MBA or advanced degree