General information

Career area

Underwriting

Work Location(s)

WFH - Arizona, AZ, WFH - Arkansas, AR, WFH - California, CA, WFH - Colorado, CO, WFH - Idaho, ID, WFH - Kansas, KS, WFH - Louisiana, LA, WFH - Missouri, MO, WFH - Nebraska, NE, WFH - New Mexico, NM, WFH - Texas, TX, WFH - Utah, UT

Remote?

Yes

Ref #

22591

Posted Date

06-23-26

Anticipated Application Closing Date

06-29-26

Working time

Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

**Please note, this position can be filled at a 3G (UW) or 3F (Sr. UW) level based on experience**

Location: must reside in AR, AZ, CA, CO, ID, KS, LA, MO, NE, NM, TX, UT

Responsible for evaluating and decisioning commercial offerings within Ally underwriting policies. Encouraged to build and maintain a high level of customer service for their assigned territory. The territory assigned will require the management of a portfolio of dealers and demonstrate the potential to further grow the business. 

The Work Itself

Improve portfolio revenue by practicing sound underwriting judgment and risk management principles
Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures
Limited travel will be required for this role.
Requires flexibility in work schedule, evening hours and weekends are required

The Skills You Bring

Minimum Qualifications

1+ years of experience
High school Diploma or GED equivalent

Preferred Qualifications

3G – Underwriter

High school/GED is required; bachelor’s degree is preferred.
1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is required
Ability to perform technical based activities
Knowledge of and exposure to fundamental theories, principles, and concepts.
Demonstrating technical expertise and relationships to supply to strategy and drive business results
Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
Excellent sales, negotiation, problem solving, and analytical skills
Must be an independent worker with strong time management skills

3F – Sr. Underwriter

High school/GED required; bachelor’s degree strongly preferred
3+ years in auto finance underwriting (prime, sub-prime, and/or non-prime) is required; 5+ years in auto finance underwriting experience preferred
2+ years leadership experience preferred
Ability to provide advice/direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive business results
Contribute to and manage projects
Excellent sales, negotiation, problem solving, analytical, and project management skills
Exemplary dealer relationship management skills
Advanced knowledge of Microsoft Office Programs

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range: $55000 - $95000 USD

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation: This position is eligible to participate in our annual incentive plan.

Consumer Auto Underwriter - CSG

Key skills

About this role