Senior Product Manager, ASPL

Upstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. As a Senior Product Manager, you will drive the strategic direction and execution of a cross-functional team to enhance the Auto Secured Personal Loans product, collaborating with various experts to ensure business needs and regulatory standards are met.

Responsibilities:

• Deeply understand the potential ASPL borrower and their motivation for choosing a secured loan
• Define the strategy on how and where we can offer ASPL to applicants in our core Personal Loans funnel
• Analyze the limiters that prevent us from offering ASPL to more borrowers and define a plan to remove those limiters
• Partner with engineering manager, product designer, product leaders across Upstart, legal, operations, analytics, and compliance teams to gather requirements and ensure solutions meet business needs and regulatory standards
• Partner with our Capital Markets organization to execute a plan to onboard capital for ASPL

Requirements:

• 4+ years of product management experience on fast-moving, consumer-obsessed teams
• Strong product sense. You have independently authored and executed on a multi-quarter roadmap, and have been around to see the consequences (good and bad) of your decisions
• Rigorous and analytical problem solving; well structured, concise, and highly effective communication
• Ownership and growth mindset. You act like an owner. You're often right, but humble and open minded about being wrong. You're perpetually dissatisfied and striving to improve yourself and the team
• Experience building products in fintech or consumer lending
• Experience with KYC/KYB or verifications, especially with AI automation
• Experience with securitization and capital markets