Mortgage Product Development Manager

Stockton Mortgage Corporation is seeking a seasoned and forward-thinking Mortgage Product Development Manager to lead the strategic direction and ongoing management of our mortgage product set. This role is responsible for overseeing the end-to-end product lifecycle, ensuring all products are aligned with investor requirements, agency guidelines, and regulatory expectations, while remaining competitive in the marketplace.

Responsibilities:

• Drive the strategic planning and expansion of the mortgage product suite by identifying emerging market opportunities and evolving customer needs
• Collaborate with senior Mortgage Origination leaders to define product priorities, rollout strategies, and performance benchmarks
• Oversee all phases of product development, from initial concept and business case through launch, monitoring, and maintenance
• Establish product guidelines, eligibility standards, pricing approaches (in conjunction with Sales and Capital Markets), and operational frameworks to ensure efficiency and compliance
• Act as the internal authority on mortgage products, providing guidance and expertise across the organization
• Maintain and strengthen relationships with Agency partners and investors, serving as a primary escalation and communication contact
• Develop deep expertise in conventional and government loan programs, including FNMA, FHLMC, FHA, VA, USDA, and non-agency investors
• Assess and onboard new investor relationships and product offerings to improve overall execution and competitiveness
• Oversee investor agreements and ensure alignment with institutional objectives and compliance standards
• Lead cross-functional efforts to execute product launches, ensuring clear timelines, accountability, and communication
• Track production performance, product utilization, and market responsiveness, providing actionable recommendations
• Identify opportunities to streamline processes, improve speed to market, and increase operational effectiveness
• Ensure strict adherence to internal policies, regulatory requirements, and investor guidelines
• Support governance activities, including product approval processes and executive-level reporting

Requirements:

• 7–10+ years of mortgage industry experience
• strong expertise in Capital Markets and/or Product Development and Investor Relations
• Demonstrated ability to work across departments and influence senior leaders and decision-makers
• Extensive experience managing investor and Agency recertifications end-to-end
• Proven track record of maintaining uninterrupted investor approval status
• Strong understanding of mortgage guidelines, underwriting principles, and loan salability standards
• Advanced analytical and problem-solving skills with strong attention to detail
• Excellent communication and presentation abilities, including interaction with executive stakeholders
• Ability to manage multiple high-impact initiatives in a fast-paced environment
• Proficiency with Microsoft Office tools
• Bachelor's degree preferred