The Credit Portfolio Risk Analyst will be one of the first people to build Bounce's risk function from the ground up — the person whose analyses decides where our capital actually gets deployed. Bounce operates in a $100B+ debt collection market, buying and managing real portfolios today, so this is live capital decisions from week one, not a function you’re prototyping in theory. Reporting directly to the Chief Risk Officer, you will assess new opportunities to deploy substantial capital into debt portfolio acquisitions and ensure those investments deliver against their expected returns.
You will underwrite incoming portfolios, forecast expected collections, develop pricing recommendations, and partner closely with the CRO to make disciplined, data-driven, and clearly supportable bid decisions. Once portfolios are acquired, you will own tracking performance against target IRR and MOIC, identify potential shortfalls early, and connect return gaps to their underlying operation, financial, or portfolio-level drivers — not just run the numbers, but call the shots on what they mean.
As an early member of the risk function, you will help establish the underwriting standards, analytical methodologies, reporting cadence, and decision-making processes that make this work repeatable, scalable, and actionable across the organization. This is a rare opportunity to directly influence capital allocation and investment decisions as we evaluate opportunities to deploy $100M+ annually purchasing from the largest fintechs, banks, and credit unions. This is the right role for you if you have an investment banking, credit risk, or structured finance background and want your models to drive real capital decisions instead of feeding someone else’s deck. High-ownership, zero-to-one work with an outsized impact on Bounce’s growth.
Bounce is a fintech startup revolutionizing debt recovery for consumers and creditors with our best-in-class product. By leveraging the power of AI and automation, we create user-friendly experiences that drive positive outcomes for all parties involved.
With a team based in Israel and New York, we have been growing rapidly. We support hundreds of thousands of consumers on their journey to financial resilience and build partnerships with top creditors and fintech companies.
Acquisition Underwriting
Portfolio Surveillance
Building the Function
Bounce is an equal opportunity employer that is dedicated to diversity and inclusion. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
