Software Engineer, Lending

OnePay is the consumer fintech trusted by millions of Americans to make money better. As a Full Stack Engineer on our Lending team, you’ll help deliver impactful projects at scale and support the technical direction of lending products that reach millions of customers.

Responsibilities:

• Lead technical design and implementation for projects powering our lending platform
• Set architectural standards and ensure best practices in code quality, performance, and scalability
• Partner closely with product, design, and operations to shape and deliver lending product strategy
• Oversee optimization of systems for reliability, security, and scalability
• Own technical decision-making, balancing rapid delivery and sustainable solutions

Requirements:

• 8+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services
• Solid hands-on full-stack engineering skills, with proficiency in backend architecture and modern frontend frameworks
• Experience designing or working on reliable, secure, and high-performance systems—ideally in payments, lending, or other regulated consumer finance domains
• Clear communication skills and a collaborative working style
• Initiative and growth mindset—eager to learn and contribute as a team player