Director, ABL Originations

Job Summary:
The Director of Asset-Based Lending (ABL) Underwriting is responsible for leading the underwriting function for asset-based lending transactions. This role manages the assessment, structuring, and approval of ABL deals, ensuring adherence to risk management standards, regulatory requirements, and organizational objectives. The Director drives strategic growth, manages a team of underwriters, and collaborates with origination, credit, and portfolio management teams to deliver tailored financing solutions to clients.

Job Duties and Responsibilities:

• The Director of ABL Underwriting manages the underwriting team, develops and implements policies and procedures, and ensures consistent application of credit and risk standards. The role reviews and approves complex ABL transactions, including revolving lines of credit, term loans, and other secured lending products. The Director provides guidance and mentorship to underwriters, supports professional development, and fosters a culture of excellence and accountability. The position collaborates with business development, credit, and legal teams to structure deals, negotiate terms, and manage client relationships. The Director monitors market trends, identifies emerging risks and opportunities, and ensures compliance with internal and external regulatory requirements. The role prepares reports for senior leadership, participates in audits, and represents the organization at industry events.

Minimum Education: Candidates should have a bachelor's degree in business, finance, or a related field; an MBA or advanced degree is preferred. 

Minimum Experience: A minimum of 10 years of experience in asset-based lending, commercial underwriting, or related areas within banking or financial services is required, with proven leadership in managing complex transactions. 

Required Knowledge, Skills & Abilities: Strong analytical, strategic thinking, and communication skills are essential. Experience with risk management, regulatory compliance, and structuring secured lending products is highly valued.