Principal Product Manager

Origin is building the first truly AI-native wealth manager for the mass market, aiming to simplify financial management for everyday households. The Principal Product Manager will own AI-driven product surfaces, collaborating closely with the CTO and CEO to ensure speed and design excellence in product delivery.

Responsibilities:

• End-to-end product surface for a major area of the Origin Financial app (AI assistant, planning, investing, or onboarding — scoped on day one with the CTO)
• The full PM craft, hands-on. You write the PRDs, run the discovery, push the Figma files with our design partner, define the test plan, draft the QA cases, sit in on engineering standups, and own the metric
• AI-native execution. You're expected to use AI heavily — for research, competitive teardowns, prototypes, PRD drafts, deck building, test-plan generation, exec readouts. Tooling preference is yours; the bar is the output and the speed
• The interface between engineering, design, marketing, and Origin Financial's leadership team. You make the cross-functional motion run
• Metric ownership. Every ship declares its activation / retention / ARPU / NPS target before the build starts, and you own the readout after

Requirements:

• 8+ years in product management with shipping reps in both a larger company (mature surface, real scale, real cross-functional rigor) and a small / early-stage company (0→1, no scaffolding, owned a P&L)
• Strong written communicator. Your PRDs, decision docs, and exec updates are short, testable, and unambiguous
• Either one of the two paths: 3+ years in financial services — consumer fintech, wealth, neobank, brokerage, lending, or insurance. You understand RIA / BD / custody / regulated-flow constraints well enough to ship without breaking them. OR 3+ years in highly competitive direct-to-consumer SaaS — consumer product, growth and distribution, rapid iteration and research. You understand the metrics and the pace that is required in a competitive marketplace
• AI-native execution. You're expected to use AI heavily — for research, competitive teardowns, prototypes, PRD drafts, deck building, test-plan generation, exec readouts
• Low ego. You listen more than you talk. You happily share credit and split scope with peers
• Hands-on, every day. No throwing work over the wall. You produce the artifacts yourself
• You move fast. A week feels long. You ship the smallest thing that proves the bet
• Design taste is non-negotiable. You don't have to push pixels, but you must be able to look at two flows and pick the better one — and say why
• You write. Specs, decision memos, post-mortems. Writing is the artifact at Origin
• Metric ownership. Every ship declares its activation / retention / ARPU / NPS target before the build starts, and you own the readout after
• Candidates must be legally authorized to work in the United States
• Origin does not sponsor visas
• AI-product experience (Nice to have) — you've shipped an AI feature (LLM-backed, agentic, or assistive) inside a consumer or financial product, with real metrics
• Quantitative fluency (Nice to have) — You pull your own data if needed. You read a retention curve and a funnel without a deck. You partner with the data leadership for complex modelling, but don't sit idle