Senior Business Analyst

Capital Bank, N.A. is hiring a Senior Business Analyst within its OpenSky division to use advanced analytics and strategic thinking to solve business problems in consumer lending. The role develops and optimizes data-backed credit strategies, monitors credit risk and performance, and presents recommendations to leadership.

Responsibilities:

• Perform credit analysis using advanced analytics in SQL and/or Python
• Analyze and optimize lending strategies, including approve/decline policy and credit line assignment
• Develop recommendations on credit strategies based on performance analysis, resiliency testing, and business judgment
• Present data-backed recommendations to leadership based on your analysis
• Build and/or leverage valuation models to inform credit policy recommendations
• Establish testing and monitoring plans
• Proactively monitor credit risk and performance, identifying whether policy adjustments are needed
• Partner with cross-functional teams to implement strategies

Requirements:

• exceptional analytical skills and business judgment
• experience with SQL and Python
• Prior experience with credit analytics and consumer lending
• 1-5 years of experience in advanced analytics, including developing credit policies
• Bachelor's degree in quantitative field (e.g. Statistics, Data Science, Engineering, Economics, Finance, Business)
• Exceptional results-focus and relentless persistence in solving problems
• A proven track record of decision making and problem solving based on analytics
• Exceptional critical thinking skills with attention to detail
• Highly proficient with analytical tools such as Python and SQL
• Successful track record of thriving in a fast-paced environment
• Proven ability to clearly and effectively communicate complex analytical insights to both technical and non-technical audiences