State Product Manager

GAINSCO is an insurance company seeking a State Product Manager to oversee product performance across 2–4 states. The role owns state-level P&L, develops pricing strategies, manages regulatory filings, analyzes market trends, and collaborates with cross-functional teams to drive profitable growth.

Responsibilities:

• Own P&L performance for assigned states and develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements
• Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams
• Identify actions for unprofitable segments and leverage underwriting and agency strategies
• Present state performance and strategies to senior leadership and track key financial metrics
• Achieve premium and policy count targets for assigned states
• Partner with Sales to identify growth opportunities and optimize product positioning
• Conduct competitive analysis and research market trends to inform product enhancements and new state launches
• Prepare and submit accurate regulatory filings; respond promptly to objections
• Build relationships with state Departments of Insurance and monitor regulatory changes
• Support initiatives to automate processes, improve product performance, and solve business challenges
• Develop reports and dashboards using tools like Power BI
• Collaborate across departments to implement innovative solutions

Requirements:

• Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required
• Minimum 5+ years in Product or Actuarial roles within the Property & Casualty insurance industry
• Minimum 2+ years of state management experience (personal auto preferred)
• Proven experience executing complex pricing and product changes, including regulatory filings
• In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics
• Proficiency with SQL, SAS, or Python required
• Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis)
• Deadline-driven with a proven ability to balance competing priorities
• Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets
• Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion
• Able to lead complex projects and mentor junior team members in a fast-paced environment
• Strong communication skills and emotional intelligence
• Experience presenting to Senior Leadership and influencing leaders across the organization
• Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity
• Experience with PowerBI and/or Tableau is a plus
• Power BI skills a plus (ability to build reports and analyze data)