Lead Engineer - Payments Platform

Xero is seeking a Lead Engineer to help shape the technical foundation for global money movement and payments capabilities. The role involves designing and developing reliable, scalable, secure, high-throughput platform services, contributing to production code and proof-of-concepts, guiding technical direction, mentoring engineers, and advancing AI-enabled development workflows.

Responsibilities:

• Designing and building out payment platform capabilities, such as orchestration, risks & fraud, multi-providers, to accelerate various payment products development and improve operational posture
• Building out a global bill payment product to streamline how small businesses manage their cash flow
• Developing core high-throughput platform services
• Integrating and championing artificial intelligence capabilities to accelerate engineering productivity and enhance developer workflows

Requirements:

• You bring a proven track record of delivering highly available, distributed backend systems and designing high-throughput services under real-world constraints
• A deep understanding of system architecture, API design, and both SQL and NoSQL databases is essential
• Your background includes proficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS
• You are passionate about staying hands-on contributing directly to production code, proof-of-concepts, and technical deep dives
• You possess strong leadership capabilities, with a passion for setting technical direction, mentoring engineers, and fostering an inclusive culture
• You demonstrate strong ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results
• You are a strong partner to Product, Design, and other cross-functional teams to translate complex business needs into resilient engineering solutions
• You are a champion of advanced usage in AI tools and practices across the team to accelerate development workflows