Key skills
PythonSQLLookerProject Management
About this role
Role Overview
- Working on initiatives to improve credit underwriting, boost growth and/or manage portfolio risk
- Supporting the design and roll-out of new lending strategies by finding patterns in data and translating them into insights
- Monitoring performance of existing strategies, and iterating for improvement
- Working alongside engineers, marketers, product teams, risk and control to design product changes
- Developing, maintaining and monitoring credit models to assess net present value of new lending cohorts
- Building and maintaining database tables and dashboards for insights and rapid, data-driven decisions
- Supporting design and roll-out of new products and customer journeys
- Assessing how lending portfolio of particular products will perform over time
Requirements
- Experience in unsecured retail lending (e.g. personal loans, credit cards, overdrafts, buy now pay later)
- Understanding of how the unsecured retail lending market works including the impact of pricing dynamics on portfolio performance
- Understanding of lending economics and experience developing and deploying underwriting strategies
- Strong analytical and data capabilities, backed up by technical coding skills (SQL is a must-have, Python and Looker experience is a plus)
- Working understanding of the regulations that apply to lending in the UK
- Thrive in a fast-paced environment and keen to improve products and help ship changes to customers
- Strong communicator, able to articulate decision points
- Some experience in project management and coordination across teams
- Collaborate well in a team with diverse skills and personalities
- Highly motivated and energized by bringing positive impact to customers and Monzo
Tech Stack
- Python
- SQL
Benefits
- Learning budget of £1,000 a year for books, training courses and conferences
- Flexibility in work hours
- We can sponsor visas
- Benefits listed at the company’s careers page