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Credit Analyst at Monzo Bank | JobVerse
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Credit Analyst
Monzo Bank
Remote
Website
LinkedIn
Credit Analyst
United Kingdom
Full Time
3 weeks ago
$55,000 - $77,000 GBP
No Sponsorship
Apply Now
Key skills
Python
SQL
Looker
Project Management
About this role
Role Overview
Working on initiatives to improve credit underwriting, boost growth and/or manage portfolio risk
Supporting the design and roll-out of new lending strategies by finding patterns in data and translating them into insights
Monitoring performance of existing strategies, and iterating for improvement
Working alongside engineers, marketers, product teams, risk and control to design product changes
Developing, maintaining and monitoring credit models to assess net present value of new lending cohorts
Building and maintaining database tables and dashboards for insights and rapid, data-driven decisions
Supporting design and roll-out of new products and customer journeys
Assessing how lending portfolio of particular products will perform over time
Requirements
Experience in unsecured retail lending (e.g. personal loans, credit cards, overdrafts, buy now pay later)
Understanding of how the unsecured retail lending market works including the impact of pricing dynamics on portfolio performance
Understanding of lending economics and experience developing and deploying underwriting strategies
Strong analytical and data capabilities, backed up by technical coding skills (SQL is a must-have, Python and Looker experience is a plus)
Working understanding of the regulations that apply to lending in the UK
Thrive in a fast-paced environment and keen to improve products and help ship changes to customers
Strong communicator, able to articulate decision points
Some experience in project management and coordination across teams
Collaborate well in a team with diverse skills and personalities
Highly motivated and energized by bringing positive impact to customers and Monzo
Tech Stack
Python
SQL
Benefits
Learning budget of £1,000 a year for books, training courses and conferences
Flexibility in work hours
We can sponsor visas
Benefits listed at the company’s careers page
Apply Now
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