Conduct proactive analysis to identify loan pricing opportunities and risks; present recommendations to senior management and executives.
Own client profitability methodologies, including ROE frameworks, Basel parameters, RWA, FTP parameters and expense allocation methodology.
Define business requirements for the Data Foundations team to build and maintain data sources that support ROE, loan pricing insights, and portfolio trends.
Serve as the business owner for the Pricing & Profitability application; Collaborate with client-facing teams and executives to prioritize enhancements and new capabilities; Translate business needs into formal requirements for Technology and ensure product delivery meets expectations.
Work with external data providers and vendors to benchmark the bank’s pricing and profitability performance; Bring market intelligence into internal discussions to inform strategic decisions.
Requirements
Relevant experience and post-secondary degree in Business or a related field of study or an equivalent combination of education and experience.
5
7 years of business experience or 3
5 years of experience after the completion of graduate business school.
At least 2 years of direct team management experience
Deep expertise in loan pricing, client profitability, and financial modeling.
Strong understanding of bank capital methodologies (e.g., Basel, RWA, ROE frameworks).
Exceptional analytical and problem‑solving skills; ability to proactively identify trends, issues, and opportunities.
Demonstrated stakeholder management experience with the ability to influence across functions.
Verbal & written communication skills
In-depth / Expert.
Influence skills
In-depth / Expert.
Collaboration & team skills; with a focus on cross-group collaboration