Support the Value & Lending Product team through daily business counsel, analysis, forecasting, strategic planning, and business development activities.
Provide all aspects of financial oversight including budgeting, reporting and planning.
Work with Product leadership to manage through financial issues and to achieve strategic and tactical financial targets.
Partner cross-functionally with Business leadership to assess business drivers, P&L performance and to maintain a high standard of controls.
Develop analytical frameworks and create business cases to support financially sound strategic decisions for product related investments and changes to customer product offerings and pricing.
Accountability for oversight and management of the forecasted marketing investment decisioning processes.
Drive Expense discipline and evaluate critical investment opportunities.
Monitor and analyze the performance of the portfolio versus expectations and effectively communicate performance to Card and Finance Senior Management with clear, timely updates through periodic business reviews.
Represent Finance at Business forums.
Prepare presentations for Senior Management with insights on product portfolio performance.
Along with business partners, drive key strategic initiatives aimed at optimizing returns

Bachelor's degree in Accounting or Finance, professional accounting certification and/or MBA preferred
15+ years of relevant experience in financial services with a focus in consumer banking, preferably in a large complex organization with responsibilities across multiple businesses
Conversant in accounting, treasury, tax and legal implications with regards to decisions being made on product financials
Ability to build strong relationships and interact at all levels in the organization
Experience managing, leading, and developing a small, high performing team
Strategic thinker with ability to work independently with business partners
Ability to influence senior executives while working through conflict and ambiguity
Excellent interpersonal, communication (written, presentation, verbal) and leadership skills with a strong attention to detail
Strong financial excel modeling skills with the ability to drive top down strategic and operational plans
High integrity

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Lead Financial Officer – U.S. Consumer Cards, Director

Key skills