Ruby on RailsGoRubyRailsJiraConfluenceAgileLeadershipProduct ManagementCommunication
About this role
Role Overview
Own the multi-year product roadmap for the full money movement lifecycle, with a primary focus on disbursements to consumers.
Define and communicate a clear product vision for outbound payments that balances speed, reliability, compliance, operational efficiency, and cost.
Lead the evolution of the disbursements platform and expand product capabilities to support new use cases, partners, and payment rails.
Lead the strategy for selecting, routing, and optimizing payments across multiple rails, including ACH, wires, RTP, FedNow, push-to-card, and digital wallets.
Define rules and product capabilities that intelligently route payouts based on speed cost, reliability, risk, and client expectations.
Responsible for driving the vision for end to end money movement for disbursement funding.
Ensure every outbound transaction is fully traceable, correctly attributed, and reconcilable across systems by owning product requirements for ledgering, reconciliation, error handling, and payout transparency.
Partner closely with accounting and finance to ensure accurate ledgering, settlement reporting, and audit readiness.
Translate complex money movement flows into clear product requirements, user stories, and technical specifications.
Own backlog prioritization and delivery in partnership with engineering leadership balancing feature delivery, platform resilience, and regulatory commitments.
Lead large-scale platform initiatives alongside incremental product enhancements with multiple cross functional development teams.
Partner with Clients and the Vertical teams to understand their needs and build scalable features that can be leveraged across multiple clients.
Build and manage critical relationships with banks, processors, and fintech infrastructure partners.
Serve as the internal subject matter expert for disbursements, payouts, and outbound money movement.
Work closely with compliance and risk teams to design controls, limits, monitoring, and regulatory-aligned payout flows.
Requirements
15+ years of product management experience, with deep expertise in payments, money movement, disbursements, or payout platforms
Strong understanding of payment rails including ACH, wires, RTP, FedNow, card-based payouts, and digital wallets
Proven experience owning financial infrastructure, including ledgering, reconciliation, settlement, and exception handling
Experience working directly with accounting, finance, and compliance teams
Demonstrated ability to lead complex, cross-functional initiatives at scale
Strong analytical and systems-thinking mindset, with attention to detail and data integrity
Excellent communication skills and a track record of producing high-quality product documentation
Experience operating in agile development environments (JIRA, Confluence, etc.)
Tech Stack
Ruby on Rails
Benefits
Competitive salary and benefits with growth-company options grant
Fast
paced and professional work culture
Stock options with standard startup vesting
1 year cliff; 4 years total
$50 monthly communication expense stipend to go towards your phone/internet bill
$250 stipend to enhance your WFH setup
Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
Premium medical benefits including vision and dental (100% coverage for employees)
Company-sponsored life and disability insurance
Paid parental bonding leave
Paid sick leave, jury duty, bereavement
401k plan
Flexible Time Off (our team members typically take off ~3-4 weeks per year)