Originate mortgage loans and manage branch office operations
Sell mortgage loan services to the real estate community and promote the general business interests of the company
Foster positive office interactions and model successful sales techniques to improve professional image and market visibility in the mortgage lending industry
Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields
Ensure all mortgage loan originators are originating, disclosing and/or re-disclosing accurately and timely within all established regulatory compliance requirements and timeframes
Interview buyers/applicants and originate investor mortgage loans
Accept applications and input them to the origination system, provide required estimates and disclosures and gather required documentation and fees to process mortgage loans
Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting
If the loan is approved, take final steps to ensure a smooth closing
If the loan is declined, verbally advise the borrower and issue applicable refunds
Return any documents not pertaining to credit
Manage the operations of the branch office including recruitment and supervision of staff
Conduct sales presentations for real estate agents as necessary to enhance business relations
Perform other duties as assigned

Bachelors degree in Business Administration with advanced industry courses in real estate lending
Three to five years of progressive sales and/or industry related real estate lending management experience in addition to at least three years at the loan officer/originator level
Strong attention to detail and ability to perform industry related analysis required
Strong selling and communications skills
At least three years experience in mortgage originations
Thorough knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations, and programs
Proven ability to develop sources of mortgage loan application business
Good verbal communication skills with an ability to resolve conflict and promote cooperation and positive morale
Previous management/supervisory experience preferred.

Short-term and long-term incentives
Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
401(k) plan with a 5% match
Employee Assistance Program (EAP)
Life and disability coverage
Voluntary cash benefits for accident, hospitalization and critical illness
Tuition Reimbursement
Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays

Assistant Vice President – Senior Loan Originator

Key skills