Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans
Analyzes new loan applications and other loan servicing requests through the thorough analysis of financial statements and other pertinent credit information
Develops credit packages
Assist the Relationship Manager in gathering the required information necessary to make appropriate credit decisions
Analyze credit and servicing requests from start to finish
Make recommendations on loan and servicing requests based on the Association’s Loan Underwriting Standards
Responsible for the approval/denial of credit actions through either the utilization of assigned delegated authority or recommendation to a higher level of delegated authority.

BA/BS degree with emphasis on agribusiness, business administration, or equivalent
Eight or more years of progressively responsible banking or related agricultural lending experience.
Demonstrated analytical and statistical skills to effectively evaluate loan request and make the appropriate independent opinion of credit worthiness of the applicant, aligned with the credit philosophy and risk appetite of the organization.
Demonstrated understanding of agricultural lending principles and practices, and association and Farm Credit System operating policies and procedures.
Knowledge of Participation and Syndication credits.
Knowledge of FCA regulations, association, and district policies and procedures.
Demonstrated proficiency in organizing and prioritizing work to meet deadlines.
Strong written and verbal communication skills.
Strong persuasive and interpersonal skills.
Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software.

Commitment to agriculture and the communities we serve
Family friendly work environment
Investment in employee development
Medical, Dental and Vision coverage
Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
Competitive Incentive Compensation Plan
Disability & Life Insurance
Employee mental, physical, and financial wellness programs

Senior Portfolio Analyst – Corporate

Key skills