Key skills
SQLMachine LearningLeadershipCommunicationRemote Work
About this role
Role Overview
- Evaluate and refine credit policies and models for both consumer and SMB credit cards to minimize losses and enhance profitability.
- Develop and implement tailored, data-driven strategies for effective management of the consumer and SMB credit card portfolios.
- Conduct risk segmentation, behavioral, loss forecasting, line management and other empirical analyses to support and refine credit models used in underwriting practices for consumer and SMB credit card portfolios.
- Build dashboards and present regular reports on key performance indicators (KPIs) and key risk indicators (KRIs) specific to consumer and SMB credit cards to senior management.
- Maintain up-to-date knowledge of regulations and compliance requirements affecting both consumer and SMB credit card products.
Requirements
- Bachelor’s degree in Mathematics, Statistics, Economics, Finance, or another quantitative field.
- Minimum of 3 years of professional experience in a financial institution with a focus on credit risk analysis.
- Advanced proficiency in SQL and experience with statistical modeling, including machine learning techniques.
- Demonstrated ability to solve white space problems and develop innovative solutions.
- Exceptional attention to detail and the ability to work independently on complex projects.
- Strong communication skills, with experience in presenting and explaining complex data to senior leadership.
- Innate curiosity to dive into a problem with minimal instruction to discover what the issue might be.
Tech Stack
- SQL
Benefits
- Multiple health insurance options
- Flexible time off – take what you need
- Retirement savings program with company contribution and after tax contributions
- Equity in a publicly-traded company and an Employee Stock Purchase Program
- Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
- Free therapy sessions, financial and professional coaching, and legal advice
- Monthly stipend to support our remote work model
- Annual “development dollars” to support our people growth and development
- Through Flex First, the freedom to live and work wherever you and your family thrive
- Annual “development dollars” to support our people growth and development