Underwrite small business loan applications and account reviews by combining your commercial lending experience and Enova’s sophisticated technology and analytics solutions
Evaluate credit worthiness by preparing underwriting documentation and present approvals and appropriate loan structure to underwriting leadership
Analyze application data including tax returns, financial statements, bank statements, as well as business and personal credit reports
Adhere to all applicable lending policies, procedures, and regulatory compliance
Meet key performance indicators to ensure the effectiveness and quality of the team and processes
Evaluate and provide recommendations for policy exceptions

Undergraduate degree in finance, business or related field
0-1 years of commercial lending, credit, or similar processing experience
Strong basic math and data entry skills
Ability to manage multiple tasks and prioritize workflows
Excellent oral and written communication skills with a demonstrated commitment to delivering high quality and effective customer service experiences
Ability to exercise sound, professional judgment with independent decision making and a high level of discretion.
Demonstrated experience in working with broad cross-functional teams.
Detail oriented, logical, and methodological approach to problem solving.

Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day…Plus so much more!

Underwriting Analyst

Key skills