Conduct in-depth analyses of profitability, product performance, and growth across various rating metrics
Develop and support recommendations to address loss drivers
Create comprehensive, well-structured proposals for senior leadership review
Monitor state regulatory changes using third-party regulatory tracking tools
Partner with the Legal Department to prepare and submit required form, rule, or rate filings
Utilize Microsoft Excel extensively to analyze datasets
Lead the rate review process for assigned products
Collaborate effectively with Marketing, IT, Underwriting, Actuarial, and Operations teams
Manage rate, rule, and form filing implementation timelines
Develop detailed business requirements for IT and ensure accurate implementation of product changes
Communicate market developments, industry trends, and other relevant insights

Bachelor's degree or professional-level knowledge in a specialized field, or equivalent related experience
2–4 years of related experience, or an Associate’s degree plus 4–6 years of equivalent experience
Familiarity with insurance policy forms, underwriting rules, and state regulations
Strong experience analyzing financial results, profitability, and forecasts
Ability to synthesize multiple data sources to identify profit improvement and growth opportunities
High attention to detail with the ability to manage multiple priorities in a fast-paced environment
Basic knowledge of actuarial and pricing concepts
Working knowledge of market and regulatory research tools
Intermediate proficiency in Microsoft Excel, Word, and PowerPoint
Working knowledge of Snowflake and/or other data analysis tools preferred

Product Analyst

Key skills