Delivers strong outcomes for a defined portfolio of high-risk borrowing accounts by applying expertise to reduce the Bank’s loss exposure and manage risks.
Supports portfolio management and decisions/recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures.
Works with stakeholders to deepen relationships and grow the overall profitability of the portfolio.
Monitors the financial and risk performance of account portfolio; performs financial and risk analysis of customer and account information to provide insights and recommendations on how to improve quality, liquidity and Bank’s security position.
Documents decisions on credit transactions with rationale that can be understood and explained to customers.
Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as alternative solutions.
Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.
Builds effective relationships with internal/external stakeholders; includes legal and insolvency professionals and other consultants/advisors in the commercial business community.

Typically between 4
6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.
In-depth knowledge of banking products & services.
In-depth knowledge of industry trends and regulations.
In-depth knowledge of credit portfolio management policies & procedures, and financing guidelines.
Technical proficiency gained through education and/or business experience.
Verbal & written communication skills
In-depth.
Collaboration & team skills
In-depth.
Analytical and problem-solving skills
In-depth.
Influence skills
In-depth.
Data driven decision making
In-depth.

Analyst, Special Account Management Unit – SAMU

Key skills