Senior Manager, Treasury & Capital Markets – Structured Credit, Asset Backed Financing

Role Overview

• Lead and manage credit card financing as a primary stakeholder to scale Wealthsimple’s credit card program
• Spearhead and execute capital markets, credit cards, and other asset backed financing initiatives from inception as a deeply integral partner to Wealthsimple product launches
• Drive negotiations with banking partners, lenders, fintechs, and capital markets counterparties in order to expand and stand up new asset backed financing capabilities.
• Apply a growth mindset, experiment with new ideas, explore new approaches to challenge the status quo to continuously improve
• Work in a fast-paced organization and growing Treasury team to build best-in-class capital markets capabilities and enable a product offering that delights Wealthsimple clients
• Collaborate closely with Capital and Liquidity Management and Cash and Collateral Management functions to create and optimize credit card funding plan and operationalize financing capabilities
• Foster and deepen banking partner, lending, counterparty, vendor relationships and identify new and innovative partnership opportunities
• Oversee Wealthsimple's Treasury investment portfolio to propose and execute on investment and risk management strategies, including managing corporate foreign currency exposure and interest rate exposure
• Propose hedging strategies and work with the controller team to ensure proper accounting treatment
• Manage and enhance Investment and Foreign Currency Risk Management policies
• Build and enhance automated workflows and generate complex Treasury analyses using AI models

Requirements

• Strong asset backed securitization experience from a financing perspective and experience managing a securitization program, credit card specific knowledge is a strong asset
• Track record of successfully executing new asset backed financing transaction from front to back
• Deep experience standing up a financial product or program, leading a large scale project from start to finish, experience standing up new credit card products a strong asset
• Exceptional communication and relationship management skills
• 8+ years of Treasury and Capital Markets experience with direct external counterparties negotiation and engagement.
• Prior experience in negotiating capital markets agreements (ISDA, repo agreements) and transactions (FX and interest rate hedging)
• Comprehensive understanding of foreign currency and interest rate risk management, Treasury investment portfolio management
• Ability to distill complex concepts a non-Treasury audience and collaborate effectively with diverse teams
• Strong critical thinking skills with superior attention to detail
• A passion for Wealthsimple, fintechs, technology, and AI
• An ability to thrive in a fast-paced and highly ambiguous settings, building products and processes from the ground up with limited guidance
• Proven creative problem solver, who is resourceful in overcoming obstacles and can push the boundaries of conventional thinking

Benefits

• Top-tier health benefits and life insurance
• Long-term group savings with employer match using our Wealthsimple for Business platform
• 20 vacation days + 4 wellness days per year, and unlimited sick and mental health days
• 90 days away program: Employees can work outside of Canada for up to 90 days per calendar year
• A wide variety of peer and company-led Employee Resources Groups (e.g., Rainbow, Women of Wealthsimple, Black @ WS)
• Remote first team with over 1,500 employees across North America