Global Treasury Deposits Product Manager

Role Overview

• Manage daily balance trends, including forecasting, segmentation, and involvement with large‑balance commercial clients
• Oversee ACH, wire, lockbox, RDC, merchant services, and other treasury transaction processing
• Ensure compliance with NACHA rules, wire regulations, and internal control standards
• Monitor exception items, returns, and treasury KPIs; resolve discrepancies and escalate issues appropriately
• Support treasury account reconciliation and partner with Finance on balance sheet reporting
• Manage and enhance treasury services including ACH origination, positive pay, RDC, online banking, reporting tools, sweeps, and fraud tools
• Partner with Product Management to refine features, pricing, and customer experience
• Evaluate product profitability and cost‑to‑serve; recommend improvements to drive revenue and efficiency
• Lead implementation of new treasury systems, automation tools, and digital workflows
• Serve as a subject‑matter expert for business clients using treasury and cash‑management services
• Build and manage a deposits pipeline; participate directly in prospecting, calls, and client meetings
• Oversee onboarding for treasury services including ACH limits, entitlements, fraud controls, and account structures
• Troubleshoot complex client issues in partnership with Operations, Sales, and Technology
• Participate in quarterly client reviews to recommend cash‑management solutions and deepen relationships
• Maintain strong controls around payments, security protocols, and treasury system access
• Oversee fraud‑prevention tools including positive pay, ACH filters/blocks, and account monitoring
• Ensure compliance with Reg E, OFAC, NACHA, UCC 4A, and internal audit requirements
• Prepare documentation for internal audits, regulatory exams, and risk assessments
• Collaborate with Operations, Finance, IT, Lending, and Sales to align treasury processes with Bank strategy
• Lead or participate in initiatives involving digital payments, automation, and operational excellence

Requirements

• 5–8+ years of experience in treasury services or deposits product management in the U.S.
• Familiarity with commercial client onboarding and regulatory requirements
• Strong coordination skills within a regulated financial services environment
• Knowledge of business deposit products, industry trends, sales practices, and operational policies
• Financial acumen to support product strategy and client deal structuring
• Client‑facing experience with commercial customers
• Knowledge of treasury platforms and ACH/Wire systems
• Understanding of the broader payments landscape.

Benefits

• Provide the opportunity to grow and develop your career
• Offer an inclusive environment that encourages diverse perspectives and ideas
• Deliver challenging and unique opportunities to contribute to the success of a transforming organization
• Offer comprehensive benefits globally (PB Live Well)