Lead the strategy, development, and rollout of USAA’s new Home Equity Line of Credit product
Own the full product lifecycle—from building the business case and designing credit policies to coordinating cross‑functional execution
Ensure the HELOC product delivers a best‑in‑class Member experience while meeting profitability, risk, and growth objectives
Manage the P&L and ensure business plan expectations are achieved
Develop strong interactions and communications to report on the health and overall status of the product portfolio
Work collaboratively across various teams to deliver an industry leading product offering that drives strong profitability growth
Develop talent to deliver risk-conscious performance and results
Identify, prioritize, and launch innovative products that drive business and customer value
Manage plan for growing products through effective segmentation strategy
Ensure product team delivers sales support to all distribution channels
Appropriately assess risk when business decisions are made
Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled.
Requirements
Bachelor's Degree in Business, Marketing, Supply Chain Management, Statistics, or related discipline; OR 4 years of related experience may be substituted in lieu of degree
10 years of experience as a Product Management, Digital Transformation, Data Science or Visualization leader for products/platforms
6 years of people leadership experience
Deep understanding of product P&L and high level of fluency in MV (member value) and ROI drivers
Highly analytical with experience leveraging different types of data
Strong strategic thinker with experience managing the P&L
Comprehensive knowledge of risk management best practices
Excellent written and verbal communications; ability to influence without authority
Deep understanding and extensive experience in applying Agile methodology
Knowledge of federal laws, rules, and regulations, to include: HMDA, TILA/REG Z, RESPA, FDPA, Reg B, SCRA.
Benefits
comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours