Perform detailed credit risk assessments and financial analysis of financial institutions (banks, NBFIs)
Recommend credit limits in alignment with internal policies and standards
Track exposures and identify early warning signals to update risk ratings as needed
Monitor macroeconomic trends and sector-specific risks to inform credit decisions
Collaborate with other analysts on broader macro research projects and risk insight pieces
Communicate effectively with internal stakeholders and underwriters on credit matters
Improve credit file productivity and processing efficiency to meet underwriting timelines
Contribute to various data and technology driven transformation initiatives

2-3 years of experience in credit analysis and credit-related work of financial institutions
Strong academic background with a relevant post-graduate business degree (Commerce/Economics) or/and CFA / Chartered Accountant or similar qualification in finance
Proficient in financial spreading, financial projections, and Excel (mandatory)
Good knowledge and understanding of global macroeconomics, financial markets, and credit-related products
Independent thinking with business curiosity and ambition to develop
Strong interpersonal skills with ability to work effectively in multi-disciplinary and multicultural environments
Self-starter mentality with ability to handle multiple priorities and meet deadlines
Experience applying quantitative skills, business knowledge, and logical thinking to communicate key messages through visualization and presentation
Prior experience in risk analytics, particularly quantitative credit analysis is preferred, but not mandatory
Digital transformation project experience is preferred, but not mandatory

Associate Credit Risk Analyst

Key skills