Analyze balance sheets and financial statements of financial institutions, identifying trends, risks, and key points of attention
Assess prudential indicators, capital structure, liquidity, portfolio quality, and other metrics relevant to understanding the risk profile of financial institutions
Link macroeconomic movements — such as interest rates, exchange rates, and economic activity — to potential impacts on financial institutions’ balance sheets
Monitor news, events, and relevant information that may affect the financial health or risk profile of analyzed institutions
Prepare technical reports and communications for different audiences and credit committees, ensuring clarity, accuracy, and objectivity
Deliver presentations to Committees, Risk areas, other business units, and Cooperatives, structuring analyses and recommendations clearly and with solid rationale

Strong knowledge of bank accounting, prudential indicators, and capital structure
Ability to interpret economic scenarios and their impacts on the financial sector
Analytical and investigative profile with structured reasoning
Good verbal communication, ability to synthesize, and clarity when presenting ideas
Degree in Economics, Business Administration, Engineering, Accounting, or related fields
Differentials:
Experience with external audit or bank accounting
Knowledge of SQL or Python for exploratory analyses and data manipulation
Familiarity with BI tools (Power BI)
Previous experience in credit risk analysis, prudential risk, or assessment of financial institutions
Familiarity with Central Bank regulation applicable to financial institutions (e.g., Basel framework, CMN Resolution 4966/21)

Fixed 14th and 15th salaries
Profit-sharing / performance bonuses (based on seniority)
Health and dental plans with no co-pay
Wellbeing programs via Wellhub (formerly Gympass): nutrition, psychology, occupational health, massages, running groups, and local gym access
Meal allowance and food vouchers with flexible allocation between VA/VR cards, no co-pay
Extended maternity and paternity leave
Childcare or nanny assistance for children up to 6 years and 11 months
Support for children with disabilities, no age limit
Life insurance
Private pension plan with contributions up to 8% of salary
Training platform — Sicredi Aprende, offering various courses
40-hour workweek — using a time bank system
Remote work allowance (except for positions that are 100% on-site)

Mid-level Credit Risk Analyst – Focus on Financial Institutions Analysis

Key skills