Analyze balance sheets and financial statements to prepare credit assessments.
Support the preparation of materials for internal committees and forums to assist decision-making.
Support monitoring of the portfolio of existing operations, at local and regional levels, to assess the financial capacity of key business partners.
Collect, consolidate and prepare information, developing risk analysis reports, financial evaluations and portfolio controls.
Collaborate with partner areas to analyze and validate documents such as distribution agreements, commercial proposals and collateral instruments.
Assist in reviewing and monitoring governance policies and processes related to credit risk.
Ensure certification and maintenance of internal controls related to credit risk and area processes.

Bachelor's degree in Business Administration, Economics, Accounting or Finance.
Intermediate to advanced English.
Advanced Excel.
Power BI is a plus.
Previous experience in credit analysis and financial statement analysis within the financial market or financial guarantees/insurance.
Previous experience preparing presentations for credit committees/financial analysis committees.

Welcoming work environment;
Dress code: Come as you are!
Working hours: 7.5 hours per day.
Work model: hybrid, 2 days per week on-site.
UniZurich (our Corporate University);
Birthday Day Off;
Equilíbrio Z (our Health and Well-being program);
Partnerships with universities and other institutions;
Wellhub;
Medical insurance (coverage extends to spouse and children);
Dental insurance (coverage extends to spouse and children);
Childcare/Babysitter allowance (R$ 502.29 – for children up to 5 years and 11 months);
Zurichers Club (exclusive benefits on Zurich products);
Language Live – platform for English and Spanish courses.
Parental leave (regardless of marital status, gender or sexual orientation, for biological and/or adopted children of any age);
Life insurance;
Profit-sharing (PLR);
Transportation voucher or shuttle reimbursement;
Private pension plan (contribute up to 6% of your salary and Zurich will match the same percentage);
Food allowance – R$ 771.13 per month;
Meal allowance – R$ 997.70 per month;
Family travel assistance (24-hour coverage);
Funeral assistance for family group (spouse, children, parents and parents-in-law);
Birth gift basket: R$ 673.00 to cover expenses related to childbirth;
PreviJúnior, a complementary pension plan with a one-time contribution of R$ 1,000.00;
Parents may work remotely during their children's school vacations (children up to 12 years old);
Pet assistance (dogs and cats): consultations, surgeries, exams, funeral assistance and more!

Financial Risk Analyst II

Key skills