Own and continuously improve ANNA Money Australia’s compliance framework across regulated products and services
Lead day-to-day compliance oversight for AFSL / ACL / AML-CTF related obligations and ensure the business operates within approved permissions and controls
Act as a senior compliance partner to Product, Operations, Credit, and Commercial teams so new products and changes are launched safely and pragmatically
Manage regulatory relationships and regulatory engagement with bodies such as ASIC, AUSTRAC, and external partners as required
Oversee breach, incident, complaint, and reporting processes, including ensuring issues are identified, escalated, and resolved properly
Maintain and evolve core compliance artefacts including policies, registers, monitoring plans, control frameworks, and board / management reporting
Support licensing workstreams and ongoing obligations across existing and future regulatory permissions
Oversee outsourced / partner compliance dependencies across key external providers, schemes, and vendors
Embed a strong compliance culture internally through training, coaching, and clear operating standards
Work closely with leadership on medium-term regulatory capability building, including helping ANNA mature toward a more sophisticated regulated operating model over time

Significant experience in compliance, legal/compliance, or regulatory risk within Australian financial services
Strong working knowledge of the Australian regulatory environment across some combination of AFSL, ACL, AML/CTF, payments, cards, lending, and financial services conduct obligations
Experience operating in a regulated fintech, bank, lender, payments business, or similarly complex financial services environment
Demonstrated ability to build and improve compliance frameworks, not just maintain inherited ones
Comfortable working closely with product and commercial teams and balancing pace with control
Strong judgement, personal accountability, and ability to operate calmly in ambiguity
Excellent written and verbal communication skills, including the ability to brief executives and translate regulatory issues into business decisions
Strong project and stakeholder management skills, with the ability to drive cross-functional work to completion
Nice to Have
Experience supporting or leading AFSL / ACL applications, variations, or ongoing licence management
Experience working with ASIC and/or AUSTRAC directly
Experience in cards, principal issuing, business lending, or payments infrastructure
Experience with outsourced / third-party distribution or corporate authorised representative models
Exposure to board or executive-level governance processes
Interest in helping build the compliance foundations for a larger, more sophisticated regulated business over time

Flexible working — focused on trust, autonomy and outcomes
Hybrid or Remote working, depending on role
Work from anywhere for up to 3 months
Support towards home working equipment
Flexible hours for caregiving responsibilities
Temporary reduced hours / phased returns when life needs it
Time off for your child’s first day of school (non-negotiable 🥹)
Employee Growth Share options — because when ANNA grows, you grow too
Trained Mental Health First Aiders
Perkbox EAP + counselling support
Online GP access & prescription service
Bupa private medical insurance
On-demand wellness content
Menopause support (policy + practical adjustments that actually help)
Salary sacrifice pension contributions
Workplace nursery salary sacrifice
Perkbox discounts & reward points
Cycle to Work scheme
Salary sacrifice for Home & Tech (coming April ’26)
$1k annual personal travel allowance
$1k annual personal learning allowance (including non-work learning — yes, really)
Enhanced parental leave
Adoption leave
Pregnancy loss & compassionate family leave
Emergency dependent leave
Monthly team brunches
Regular team-building events
Free drinks & snacks in the office

Head of Compliance

Key skills