Apply analytical skills to assess risks and opportunities for a bank consumer portfolio and translates results into recommendations.
Effectively develop analytical concepts in support of key stakeholders to deliver on bank risk strategies.
Conduct quantitative analysis utilizing extensive internal and external data sources.
Develop qualitative analysis to support departmental decision making.
Research credit, product, and/or risk proposals and utilize critical thinking skills to provide analysis ensuring strong portfolio performance outcomes.
Build and/or maintain effective risk management frameworks which can identify, measure, or mitigate risk.
Develop and maintain comprehensive risk reporting in support of management and committee oversight of existing and emerging risks.
May develop and/or execute financial risk sensitivity analysis.
May execute credit and/or financial modeling infrastructure.
Requirements
Bachelor’s degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
Minimum 2 years’ experience in an analytical field or focused on risk management execution, analytics or risk assessments; OR an advanced degree in a quantitative, scientific, engineering, business or technical field; OR an equivalent level of demonstrated competencies in leading risk management execution, analytics and risk assessments.
Experience communicating analytical insights to various stakeholders.
Ability to apply critical thinking skills with various data to problem solve effectively.
Basic understanding of data, code, or reporting tools.
Benefits
comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours
various wellness programs
career path planning and continuing education
Credit Risk Analytics Manager – Intermediate at USAA | JobVerse