Senior Mortgage Accountant

Role Overview

• Own daily funding and cash activity, ensuring all loans, settlements, and cash movements are accurately recorded and reconciled.
• Prepare and review funding reports, purchase advices, and related reconciliations to ensure completeness and accuracy.
• Manage settlements and reporting with Ginnie Mae and other secondary market investors, including timely resolution of discrepancies.
• Perform detailed reconciliations across a broad range of accounts, from routine accounts to highly complex balance sheet and clearing accounts.
• Oversee cash reconciliations and ensure all open funding, settlement, and investor items are investigated and resolved promptly.
• Support secondary market accounting activities, including tracking loan sales, investor remittances, and purchase price differences.
• Review general ledger activity for accuracy, identify trends or issues, and recommend corrective actions as needed.
• Play a key role in the monthly and annual close process, including preparation and review of journal entries and reconciliations.
• Prepare and analyze financial reports and schedules, providing insights to leadership and cross-functional partners.
• Collaborate cross-functionally with Secondary Marketing, Finance, and Operations to resolve issues and improve end-to-end processes.
• Provide audit support and prepare documentation for internal and external audits.
• Additional duties and responsibilities assigned due to business needs.

Requirements

• Bachelor’s degree in Accounting, Finance, or related field required.
• 5+ years of progressive accounting experience required.
• 2+ years within mortgage or financial services.
• Hands-on experience with funding, cash management, and secondary market accounting required.
• Experience with Ginnie Mae settlements and reporting strongly preferred.
• Prior experience supporting month-end close, reconciliations, and audit processes required.