Deliver impactful analytics to enhance credit risk strategies and support strategic decisions.
Leverage the credit risk origination system to deliver leading automated credit decisions that drive sustainable growth in the home loan lending business.
Analyse and generate insights on home loan credit portfolio risk, providing forward-looking perspectives and identifying emerging risks, including environmental issues.
Build strong relationships with stakeholders, including senior leaders and regulators.
Communicate insights and recommendations with clarity and influence to drive strategic decisions.
Demonstrate enthusiasm, resilience, ethical behaviour, teamwork and stakeholder management in line with the Group’s Vision and Values.
Foster a culture of excellence, inclusion, and continuous learning within the team by coaching and mentoring team members to build capability and support career growth.

Credit Risk Expertise – Proven leadership in credit risk, with strong analytical and strategic decision-making skills.
Artificial Intelligence – Leveraging AI to deliver analytical insights and automate tasks.
Advanced Analytics Capability – Experience in complex modelling, BI tools, and delivering insights that drive performance.
Economic Profit
Develop and maintain credit risk models to proactively manage business economic profit through appropriate credit risk cut off strategies.
Technical Data Skills – Proficiency in tools like Teradata SQL, SAS and Python to extract and interpret large datasets.
Strategic Thinking – Ability to solve complex problems with commercial acumen and influence senior stakeholders.
Process & Data Excellence – Strong attention to detail in managing origination systems and ensuring data integrity.
Systems & Governance Knowledge – Familiarity with large-scale systems and sound data governance practices.
Stakeholder Influence – Exceptional communication and relationship-building skills across diverse groups.

Flexible working options including changing start and finish times, part-time arrangements, and job share.
Culture of inclusion and respect, celebrating all cultures, abilities, genders, expressions of gender and sexual orientation.

Manager, Credit Risk Strategy and Optimisation, Insights Analytics

Key skills