Gather, analyze, and formalize business requirements for e-commerce card acquiring and payment flows
Translate business needs into clear functional specs, user stories, and acceptance criteria
Own assigned payment components or domains end-to-end, ensuring clarity and correctness of business logic
Analyze and document authorization, clearing, settlement, reconciliation, tokenization, and 3DS flows
Ensure full compliance with card scheme rules and participate in scheme-related initiatives and assessments
Work directly with merchants, payment partners, and schemes to define integration requirements
Act as a bridge between business stakeholders and technical teams
Create and maintain process models, flow diagrams, and functional documentation (BPMN/UML or similar)
Collaborate within Scrum teams on refinement, sprint planning, and multi-stream delivery

3+ years of experience as a Business Analyst in payments, fintech, or card acquiring, with hands-on e-commerce acquiring exposure
Strong domain knowledge of authorization, clearing, settlement, reconciliation, tokenization, and 3DS flows
Solid understanding of Visa and Mastercard scheme rules within a regulated European payments environment
Working knowledge of PSD2, SCA, and GDPR, with ability to embed regulatory needs into functional requirements
Excellent analytical thinking and process modelling skills
Ability to clearly communicate complex payment concepts to both technical and non-technical stakeholders
Comfortable working with APIs, integrations, and high-level transaction lifecycles (without deep technical ownership)
Proficiency in English
Proactive, ownership-driven mindset suited to fast-growing product environments

Enhance your skills with our own Academy and receive compensation for additional trainings and courses to foster your growth
Earn performance-based bonuses tied to achieved KPIs
Accumulate your Loyalty Days as a reward for your years of commitment
Get an extra paid day off to celebrate your birthday
Enjoy the flexibility of a hybrid work model
Receive generous health insurance including dental, 5 Health Leave days per year and access to a private gym in the office

Business Analyst – Card Acquiring, E-commerce

Key skills