Own EU AML Strategy and Execution
Design, implement, and maintain Crossmint’s AML framework in line with EU directives, MiCA requirements, and local regulations.
Partner closely with Legal to ensure policies, procedures, and controls scale with the business.
Act as the primary AML point of contact for regulators, auditors, and banking partners.
Appointment as AMLRO with SEPBLAC, leading regulatory filings and supervisory interactions.
Review escalations involving high-risk users, transactions, or counterparties.
Supervise onboarding of large, strategic, or complex enterprise clients.
Lead enhanced due diligence cases and determine risk outcomes.
File SARs and manage special investigations when required.
Design and monitor AML-related controls to mitigate financial crime, fraud, and regulatory risk.
Ensure alignment with broader compliance frameworks such as SOC 2, ISO, and DORA.
Work closely with Product, Risk, Finance, Security, and Engineering to embed AML controls into workflows and APIs.
Influence product design to ensure compliance by default.
Train teams across the company on AML responsibilities and risk awareness.
Position compliance as a growth enabler, not a blocker.

Bilingual/C2 Spanish, as you will be interacting regularly with the Spanish regulator.
6+ years of experience in AML, compliance, internal controls, risk management, and audit.
Proven expertise in KYC/KYB, AML, sanctions screening, SAR preparation, and fraud detection.
Familiarity with MiCA/VASP, GDPR, DORA, SOC2, ISO, and related frameworks.
Blockchain or crypto compliance experience is a strong plus.
Web3 experience and strong knowledge of on-chain analysis tools (Elliptic, Chainalysis, Persona, Notabene) is highly desirable.
Experience with global AML frameworks: EU Fifth Directive, US Bank Secrecy Act, FATF Recommendations, etc. as they apply to fintech and payment services.
Relevant certifications (e.g., CAMS, CISA, CIA) are a plus.
Excellent analytical, communication, and stakeholder management skills.
A proactive, pragmatic mindset.
Someone comfortable leading strategy but also getting into the details when needed.
You work well under pressure in a high stakes environment.

Extensive access to leading AI tools and subscriptions, with AI actively encouraged and integrated into daily workflows.
Stock options program.
We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.
Unlimited Paid Time Off.
Company laptop.
Annual home office and productivity stipend.
Daily stipend for in-office meals and/or commuting to the office.
Three company-paid off-sites each year. Recent ones include: Miami, Lisbon, Medellín, Panamá.
Health + Dental insurance fully covered by Crossmint.
Flexible retribution with tax benefits through Cobee.

EU AML Lead

Key skills