Senior Financial Crime Officer

Role Overview

• Perform 4-eye check controls on analyst work across screening, transaction monitoring, and investigations.
• Review and resolve SNC and PEP hits that cannot be discarded through standard indicators or rules.
• Conduct KYB and Enhanced Due Diligence (EDD) on companies with complex ownership structures, regulated activities, or exposure to high-risk jurisdictions.
• Analyze complex corporate structures, beneficial ownership chains, and control relationships across multiple geographies.
• Prepare, draft, and file SARs (Comunicaciones por Indicio) to Banco de España/SEPBLAC.
• Support responses to information requests, inquiries, and examinations from Spanish authorities.
• Oversee transaction monitoring escalations and investigations involving high-risk typologies.
• Help refine risk scenarios, thresholds, and escalation criteria in collaboration with the AML and product teams.
• Identify gaps, inefficiencies, and manual bottlenecks in AML workflows.

Requirements

• Minimum 4 years of experience in first-line-of-defence AML roles such as screening, transaction monitoring, or investigations, or 2 years in a second-line-of-defence role involving oversight, QA, or regulatory engagement.
• Proven experience filing “Comunicaciones por Indicio” and managing communications with SEPBLAC.
• Strong background analyzing complex corporate structures, beneficial ownership, and control frameworks, particularly in high-risk or opaque jurisdictions.
• Solid understanding of EU and Spanish AML frameworks and financial crime typologies.
• Excellent analytical skills, attention to detail, and sound professional judgment.
• Ability to operate effectively in fast-paced, evolving environments with a high degree of ownership.

Benefits

• Extensive access to leading AI tools and subscriptions, with AI actively encouraged and integrated into daily workflows.
• Stock options program.
• We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.
• Unlimited Paid Time Off.
• Company laptop.
• Annual home office and productivity stipend.
• Daily stipend for in-office meals and/or commuting to the office.
• Three company-paid off-sites each year.
• Health + Dental insurance fully covered by Crossmint.
• Flexible retribution with tax benefits through Cobee.