Head of Pet Insurance Programs

Role Overview

• Lead Pet Insurance Strategy: Define and execute Tint’s insurance strategy for the pet insurance vertical, identifying market opportunities and developing scalable insurance solutions for pet owners, employers, and pet-focused platforms.
• Design and Launch Insurance Programs: Lead the design and launch of insurance programs for the pet insurance market, including:
• Program structure and architecture
• Underwriting guidelines and eligibility criteria (e.g., breed, age, pre-existing conditions, lifestyle)
• Pricing and risk segmentation strategies
• Policy forms, filings, and regulatory compliance
• Build Carrier and Capacity Partnerships: Develop and manage strategic relationships with insurance carriers, MGAs, reinsurers, and brokers to secure sustainable capacity and competitive program structures for pet insurance risks.
• Expand Tint’s Presence in the Pet Ecosystem: Build relationships with pet care platforms, veterinary networks, employers, breeders, and retailers to grow Tint’s customer base and develop embedded insurance opportunities.
• Monitor Program Performance: Evaluate program performance across underwriting results, claims trends (e.g., illness, injury, chronic conditions), and operational metrics, identifying opportunities to optimize profitability, risk management, and customer value.
• Serve as Industry Subject Matter Expert: Act as Tint’s internal and external expert on the pet insurance market, monitoring cost trends, regulatory developments, emerging care models, and evolving customer expectations.
• Represent Tint in the Market: Engage with carriers, brokers, pet industry partners, and associations to position Tint as a leader in innovative insurance solutions for the pet insurance industry.

Requirements

• Proven experience (5+ years) in pet insurance, accident & health, or personal lines insurance.
• Proven experience designing or launching insurance programs, including underwriting structures, filings, and carrier partnerships.
• Strong understanding of pet insurance risk characteristics, including breed-specific risks, claims drivers, veterinary cost trends, and regulatory considerations.
• Experience working with insurance carriers, MGAs, brokers, and reinsurers to structure insurance programs.
• Ability to work cross-functionally with product, engineering, operations, and sales teams.
• Strong analytical and strategic thinking skills with the ability to translate market opportunities into scalable insurance solutions.
• Excellent communication and relationship-building skills, with the ability to influence stakeholders across carriers, partners, and internal teams.
• Experience operating in fast-paced environments, including startups, MGAs, or program administrators.

Benefits

• Flexible Working.
• Flexible Time Off.
• Competitive Compensation.
• Comprehensive Healthcare.
• Company Retreats to Exciting Locations.