Lead the strategy, execution, and optimization of analytics across digital acquisition and lifecycle marketing
Maximize profitable growth by connecting marketing performance to credit quality, unit economics, and lifetime value
Build and govern the marketing data ecosystem, establish rigorous reporting controls, and deliver actionable insights
Own measurement and optimization of paid media, affiliate/partner channels, SEO/SEM, and retail partner marketing
Develop attribution and incrementality frameworks to assess true marketing impact on originations and portfolio quality
Establish full-funnel KPIs: CAC, approval rate, booking rate, LTV, delinquency, loss rate, ROAS, and contribution margin
Drive structured experimentation (A/B testing, holdouts, geo tests) across channels and customer journeys
Optimize media mix, segmentation, targeting, and creative performance using data-driven insights
Build forecasting models for originations, spend efficiency, and portfolio revenue impact
Lead development of unified marketing and customer datasets integrating media data, application data, underwriting outcomes, servicing behavior, and repayment performance
Define standardized metric definitions and implement reporting controls to ensure accuracy and regulatory readiness
Partner with Data Engineering to strengthen tracking, data pipelines, and automation
Translate complex marketing and credit performance data into executive-ready insights and actions
Develop LTV models incorporating repayment behavior, early payoffs, and charge-offs
Identify growth opportunities through cohort analysis, segmentation, and behavioral modeling
Deliver closed-loop reporting tying marketing investment to booked revenue, portfolio yield, and risk-adjusted return
Build and mentor a high-performing marketing analytics team
Serve as strategic advisor to Marketing, Finance, Risk, and Executive leadership
Foster a culture of accountability, experimentation, and data-driven decision-making
Requirements
10+ years in marketing analytics, growth analytics, or fintech analytics
Deep expertise in digital performance marketing and lifecycle optimization
Strong understanding of consumer lending economics (CAC, LTV, delinquency, loss curves, unit economics)
Experience building governed, scalable reporting environments
Advanced SQL and experience with BI tools and modern data warehouses.
Tech Stack
SQL
Benefits
Generous paid time off
Competitive medical, dental & vision coverage
401K with company match for US
Company-paid life insurance
Company-paid short-term and long-term disability
Access to mental health and wellness resources
Company-paid volunteer time to do good in your community