Senior Specialist, Financial Lines UW

Role Overview

• Underwrite and negotiate complex new business and renewals within delegated authority
• Analyze financial statements, industry trends, claims history, and qualitative risk factors to make informed underwriting decisions
• Manage a portfolio with a focus on profitable growth, retention, and risk selection quality
• Identify emerging trends and recommend portfolio actions such as appetite adjustments, pricing strategies, and product development opportunities
• Ensure underwriting files meet compliance, audit, and documentation standards
• Build and maintain strong, trust-based relationships with key brokers across the region
• Lead broker meetings, presentations, and negotiations for large and complex FL opportunities
• Provide clear risk rationales, appetite guidance, and market insights to strengthen Aviva’s position in the FL market
• Support broker development through training, market updates, and underwriting workshops as required
• Act as a subject-matter expert for Financial Lines, providing guidance to junior underwriters, peers, and cross-functional teams
• Collaborate with Claims, Actuarial, Legal, and Risk to refine underwriting practices and ensure alignment across functions
• Contribute to the development and refinement of underwriting guidelines, pricing tools, and product enhancements
• Support strategic initiatives related to FL growth, risk appetite evolution, and governance
• Maintain strong control practices, ensuring underwriting decisions comply with internal guidelines, audit standards, and regulatory requirements
• Support efforts to enhance underwriting discipline and contribute to the overall governance framework of the FL portfolio
• Participate in periodic quality reviews and implement improvements where required.

Requirements

• 10+ years of underwriting experience in Financial Lines (D&O, EPL, Crime and Fiduciary)
• Strong technical underwriting skills and the ability to assess complex financial and qualitative risks
• Demonstrated success managing broker relationships and negotiating complex risks
• Strong business acumen with the ability to interpret financial statements and market indicators
• Excellent communication, presentation, and negotiation skills
• Ability to work independently while contributing to team success and sharing best practices
• High attention to detail, strong analytical skills, and commitment to underwriting governance
• Post-secondary education in business, finance, or a related field.
• CIP/FCIP or similar designation is an asset.

Benefits

• Compelling rewards package including base compensation
• Eligibility for annual bonus
• Retirement savings
• Share plan
• Health benefits
• Personal wellness and volunteer opportunities
• Competitive vacation package with the option to purchase 5 extra days off per year
• Corporate wellness programs to support our employees’ physical and mental health
• Outstanding career development opportunities.