Key skills
Communication
About this role
Role Overview
- Perform detailed underwriting analysis of retail mortgage loans that have been recommended for denial ensuring the recommendation is accurate and the loan does not meet requirements for approval
- Complete data entry in LOS (Loan Origination System) for denial codes, ensuring accuracy of information reflected on Adverse Action Notices
- Assist with review of current desktop procedures for processes in which reviews are performed
- Provide coaching to internal partners regarding best practices and requirements as outlined in policies & procedures
- Provide timely responses and documentation for any Retail and Compliance review findings on loans that were Adversed
Requirements
- High School diploma or equivalent education
- Seven years of mortgage loan origination experience
- Strong knowledge of all investor/insurer and regulatory guidelines, applicable laws, and company audit policies and procedures
- Work in a deadline driven environment
- Effectively interact with management and internal partners
- Exhibit a keen attention to detail and the ability to quickly comprehend information
- Strong interpersonal, analytical and problem-solving skills
- Strong verbal and written communication skills
- Understanding of complex personal and business tax returns, cash flow analysis, and documentation utilized in complex lending situations
- Expertise in Microsoft Office (Excel & PowerPoint)
Benefits
- medical
- dental
- vision
- life insurance
- disability
- accidental death and dismemberment
- tax-preferred savings accounts
- 401k plan
- no less than 10 days of vacation
- 10 sick days
- paid holidays