Initiate, develop and maintain personalized business relationships with current and potential clients
Act as an account manager by serving as a key intermediary between the business centre and members and clients
Ensure proper usage and updating of products and services offered
Analyze sources of dissatisfaction and recommend potential solutions
Identify and analyze member and client needs, develop personalized solutions and prepare an integrated service offering
Negotiate applicable conditions with members and clients
Recommend strategies and solutions for achieving objectives by the business centre such as increased business volume, sound risk management, portfolio profitability and stronger business relationships
Use intelligence to identify opportunities for business development
Execute various promotional activities as part of the centre's business operations
Participate in targeted public relations activities and actively participate in the business community
Be attentive to client and member needs to ensure their full satisfaction
Adhere to all policies, practices and standards in effect, as well as the various laws governing financial products and services
Requirements
Bachelor's degree in a related field
A minimum of four years of relevant experience
Knowledge of the latest financial, economic, policy and legislative developments
Ability to perform analyses of the market and the business centre external environment
Ability to perform financial analysis
Knowledge of the characteristics and credit risk inherent to the major commercial, industrial and institutional markets
Knowledge of loan and guarantee contracts
Knowledge of products and services for businesses
Knowledge of financing and credit management practices related to businesses
Knowledge of policies, legislation and standards governing the products and services offered by the business centre
Knowledge of business credit authorization, monitoring, collection and recovery practices
Knowledge of the Desjardins business processes
Understanding of the referral process
Familiarity with government business assistance programs
Networking skills
Strong sales skills
Knowledge of service standards
Understanding of cooperative and cooperative network values, rules and operations