Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures.
Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial performance concerns.
Partner with RMs in negotiations and client discussions, ensuring alignment between client needs and risk appetite.
Collaborate with legal teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks.
Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture.

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or related field or 10+ years of equivalent experience
4+ Years in commercial credit analysis, underwriting, or portfolio management
Advanced financial modeling and risk assessment expertise
Strong negotiation skills and ability to collaborate with clients
Experience structuring complex loan transactions
Ability to analyze macroeconomic trends and their impact on credit risk

Credit Products Portfolio Manager II

Key skills