Own all AFC risk management processes
Lead the development, improvement, and governance of AFC/FCRM systems and tools
Contribute to AFC Risk Appetite, Policies and Standards
Establish methods, procedures, and a strong awareness and training framework
Provide senior stakeholders with clear insight into risks, assessments, and performance metrics
Oversee collection and analysis of unusual activity and red flags
Lead investigations on escalated AML, Sanctions, and Fraud cases
Represent Luminor in regulatory and industry association forums
Set departmental priorities, roadmap, and annual activity plan

Solid background in Financial Crime Risk Management
Proven track record in leading FCRM function — AML, Sanctions, Fraud, KYC/EDD, and regulatory frameworks
Proven experience leading large teams and guiding change in complex environments
Strong understanding of AFC systems, data, and technology
Curiosity towards AI and new capabilities
Change-driver mindset
Excellent communication and stakeholder management skills
Business-minded thinking
Growth mindset, adaptability, and openness to continuous improvement
Fluent English in spoken and written communication

Head of Financial Crime Risk Management

Key skills